సెక్యూర్డ్, అన్‌సెక్యూర్డ్ లోన్స్ వీటిలో ఏది బెస్ట్

తరచుగా మనం ఏదో ఒక పని కోసం అప్పు తీసుకోవాల్సి వస్తుంది

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ఈ క్రమంలో బ్యాంకులు లేదా ఆర్థిక సంస్థలు రెండు రకాల రుణాలను ఇస్తాయి

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వీటిలో మొదటిది సెక్యూర్డ్ లోన్ కాగా రెండోది అన్ సెక్యూర్డ్ లోన్

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అయితే వీటిలో ఏది తీసుకుంటే సురక్షితం అనేది ఇక్కడ చుద్దాం

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సురక్షిత రుణం అంటే మీరు ఏదైనా తనఖా పెట్టి లోన్ తీసుకుంటారు

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మీరు బంగారాన్ని తనఖా పెట్టి డబ్బు తీసుకుంటారు, ఇది సెక్యూర్డ్ లోన్

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మీరు రుణాన్ని తిరిగి చెల్లించనట్లైతే మీ బంగారాన్ని ఆయా సంస్థ విక్రయిస్తుంది

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బంగారంతో పాటు, మీ ఇల్లు, మీ కారును కూడా తాకట్టుగా డిపాజిట్ చేసుకోవచ్చు

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ఇక సురక్షిత రుణానికి వ్యతిరేకం అన్ సెక్యూర్డ్ లోన్, వీటిలో తనాఖా ఉండదు

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అందుకే అసురక్షిత రుణాలపై వడ్డీ ఎక్కువగా ఉంటుంది

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అసురక్షిత రుణాలు మీ క్రెడిట్ స్కోర్ ఆధారంగా మీకు అందించబడతాయి

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సెక్యూర్డ్ లోన్‌లో మీరు ఎక్కువ రీపేమెంట్ సమయం పొందుతారు, వడ్డీ రేటు తక్కువ

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కాబట్టి వీటిని తీసుకుంటేనే మీకు ఎక్కువ సౌకర్యాలు లభిస్తాయి

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